Enter your current property value and existing 1st mortgage balance below to instantly see how much equity you can unlock. This tool applies our maximum 75% Combined Loan-to-Value (CLTV) limit to estimate your available cash and monthly interest-only payments. If the numbers align with your goals, submit your request for a formal quote.
AJS 2nd Mortgage & Equity Calculator
Calculate your Combined LTV (CLTV) and available equity.
Property & Existing Debt
AJS Loan Request
Notice: Based on our 75% CLTV limit and your current 1st mortgage, there is no available equity to draw from this property.
Notice: Your request exceeds our 75% CLTV limit. The calculations below have been capped at the maximum available amount.
Max Target CLTV: 75%
Your Combined LTV (CLTV):
Max Available 2nd Mortgage:
Calculated Loan Amount:
AJS Monthly Payment (Interest Only):
Loan Origination Fee:
Net Cash to You (After Fee):
*Disclaimer: This calculation is for illustration purposes only and should not be construed as a loan approval, a formal term sheet, or a commitment to lend. Actual terms may vary based on final underwriting.
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