You Find the Deal. We Bring the Capital.
Bypass the institutional red tape. We provide the fast, asset-backed hard money you need to acquire, rehab, and stabilize Alberta real estate without waiting 60 days for a bank approval.
Traditional Banks Don't Understand Active Investors.
When an off-market deal pops up in Edmonton or a multi-family value-add hits the market in Calgary, you do not have months to wait for an approval. Traditional banks look at your past tax returns and hate construction risk.
AJS Capital is built specifically for the active investor. We are local, independent, and fast. We underwrite the intrinsic value of the asset, the After Repair Value (ARV), and your exit strategy. If the math makes sense and the property is solid, we provide the liquidity to get it closed.
The AJS Investor Advantage
Built for Speed
Fund in Days, Not Months
Speed is your ultimate negotiating tool. We can issue a formal term sheet within 24 to 48 hours of receiving your deal metrics, allowing you to write competitive, fast-closing offers.
Asset-Based Underwriting
We Focus on the Pro-Forma
We look at what the asset will be, not just what it is today. By lending up to 80% of the ARV for flips and BRRRRs, we help you keep your own cash in your pocket to scale your portfolio faster.
Local Market Expertise
Alberta Dirt & Bricks
We lend exclusively in Alberta. We know the neighborhoods, we know the local appraisal values, and we understand the regional economic drivers. You are dealing directly with the decision-makers, not an out-of-province call center.
Fix & Flip: Up to 80% ARV to fund your acquisition and 100% of your rehab costs. [Explore Flips ->]
Capital for Every Stage of Your Portfolio
The BRRRR Strategy: Buy distressed, renovate, and hold. We provide the short-term capital before your bank refinance. [Explore BRRRR ->]
Bridge & Commercial: Short-term liquidity to stabilize multi-family assets or close fast. [Explore Bridge ->]
Equity Take Out: Access the trapped capital in your existing rental portfolio to fund your next deal. [Explore Equity ->]
Get the Alberta Investor Edge
Real estate markets move fast. Join the AJS Capital Investor Network to receive exclusive local market data, economic reports, rate updates, and breakdown analyses of our recently funded deals.
Have a property under contract?
Let’s run the numbers. Book a 15-minute call with our deal desk to review your project and get a fast answer on funding.