You Find the Deal. We Bring the Capital.

Bypass the institutional red tape. We provide the fast, asset-backed hard money you need to acquire, rehab, and stabilize Alberta real estate without waiting 60 days for a bank approval.

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Traditional Banks Don't Understand Active Investors.

When an off-market deal pops up in Edmonton or a multi-family value-add hits the market in Calgary, you do not have months to wait for an approval. Traditional banks look at your past tax returns and hate construction risk.

AJS Capital is built specifically for the active investor. We are local, independent, and fast. We underwrite the intrinsic value of the asset, the After Repair Value (ARV), and your exit strategy. If the math makes sense and the property is solid, we provide the liquidity to get it closed.

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The AJS Investor Advantage

Built for Speed

Fund in Days, Not Months

Speed is your ultimate negotiating tool. We can issue a formal term sheet within 24 to 48 hours of receiving your deal metrics, allowing you to write competitive, fast-closing offers.

Asset-Based Underwriting

We Focus on the Pro-Forma

We look at what the asset will be, not just what it is today. By lending up to 80% of the ARV for flips and BRRRRs, we help you keep your own cash in your pocket to scale your portfolio faster.

Local Market Expertise

Alberta Dirt & Bricks

We lend exclusively in Alberta. We know the neighborhoods, we know the local appraisal values, and we understand the regional economic drivers. You are dealing directly with the decision-makers, not an out-of-province call center.

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Fix & Flip: Up to 80% ARV to fund your acquisition and 100% of your rehab costs. Explore Flips ->

Capital for Every Stage of Your Portfolio

Side-by-side comparison of a house and yard before and after renovation, showing a deteriorated, cracked exterior wall and overgrown vegetation on the left, and a modernized, clean exterior with a paved pathway and landscaped greenery on the right.

The BRRRR Strategy: Buy distressed, renovate, and hold. We provide the short-term capital before your bank refinance. Explore BRRRR ->

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Bridge & Commercial: Short-term liquidity to stabilize multi-family assets or close fast. Explore Bridge ->

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Equity Take Out: Access the trapped capital in your existing rental portfolio to fund your next deal. Explore Equity ->

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Have a property under contract?

Let’s run the numbers. Book a 15-minute call with our deal desk to review your project and get a fast answer on funding.

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