Stop Asking "What’s the Rate?" Start Asking "What’s My Return?"

AJS Capital provides the heavy leverage you need to scale. Stop letting the fear of a 12% interest rate cost you six-figure profits. Use our calculator below to see exactly how much wealth you retain for every dollar you invest in our capital.

Profit Per Dollar Calculator

Borrower Cash Required $45,000
Total Interest Paid $15,300
Net Profit (After Interest) $109,700
Cash-on-Cash ROI 243.8%
For every $1 paid to AJS, you keep: $7.17

  • The "Cost" Illusion: A traditional bank gives you 5% but takes 60 days to close, demands 30% down, and won't fund the renovation. You lose the deal.

  • The Leverage Reality: We charge 12%, but we fund up to 85% of your total costs, close in days, and let you keep your liquid cash for the next project.

  • The Bottom Line: Hard money is a short-term equity tool. You are trading a temporary interest payment for permanent real estate wealth.

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Submit your file today. We will run the underwriting framework, give you a definitive Yes or No, and provide a term sheet within 48 hours.