Featured Resource: The Hard Money Playbook
Your definitive guide to packaging and closing alternative debt.
Before you submit your next file, make sure you know exactly how to structure it for a fast approval. Written specifically for Alberta mortgage brokers and active investors, this playbook reveals how to save dying deals, protect your broker fees, and confidently pitch private capital to your clients.
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Forms & Resources
Clean files close faster. Use our standardized templates to package your deal submission, and run the numbers using our interactive calculators.
The AJS Deal Submission Checklist
A simple 1-page checklist showing exactly what documents we require to issue a formal term sheet (e.g., Purchase Contract, Corporate Docs, Photo ID).
Real Estate Owned (REO) Schedule
A clean spreadsheet for your borrower to list their current portfolio, existing mortgages, current values, and rental income to verify global cash flow.
Standardized Rehab Budget
Borrowers often submit messy, handwritten contractor quotes. Have your client fill out our standardized, trade-by-trade Excel budget to speed up our renovation underwriting.
AJS One-Page Pitch Deck
An automated, conditional-logic intake form that captures critical deal metrics upfront, allowing AJS to instantly evaluate the math and issue preliminary terms within hours.
Borrower Experience Form
A quick 1-page summary of the sponsor's last 3 completed flips or commercial projects.
“Skip the Queue” Folder Structure
A standardized file architecture that organizes a borrower's collateral and project data to eliminate administrative friction and accelerate our underwriting timeline.
Pre-Qualify the Deal
Run the napkin math before you submit the file to ensure the leverage and coverage ratios fit within our guidelines.
